Title Services In Jupiter, FL
Are you looking for reliable title services in Jupiter, FL to get you through the home buying process? Count on Michele Lewis at Florida National Title Services to walk you through the closing process as quickly and stress-free as possible. As aREAL ESTATE PROFESSIONALS herself, she knows what it takes to process transactions quickly and will ensure that all parties involved come to the table with everything they need to get the deal finalized without delays.
At Florida National Title Services, we strive to offer the best service possible to residential and commercial customers throughout the state of Florida. We provide our services throughout the entire state because we want to make the closing process convenient and simple for everyone involved. However, if it’s ever inconvenient to hold a closing appointment in our office, we’re also able to hold closing appointments at the office of a Realtor, lender, or mortgage broker. We’ve even held a few closings at the homes of our clients.
We pride ourselves on being accessible and able to meet the demands of our clients because we understand that title insurance plays a big role when closing real estate transactions. By making ourselves available to clients across the state, we’re able to offer peace of mind to not only clients but also mortgage brokers, Realtors, and anyone else involved in a real estate transaction. It’s our goal to make sure everyone involved has a pleasant and hassle-free experience when working with us.
What are you waiting for? Visit our office today and meet our team. If you’re unsure how to get started or have questions, Michele Lewis will sit down with you and discuss the closing process and any other title services we offer. Don’t delay.
Title Insurance Services
Real Estate Professionals
Buyers & Sellers
Lenders
Commercial Clients
Refinance
Title & Settlement Services
Florida National Title Services
250 Central Blvd #101
Jupiter, FL 33458
561-408-0729
floridanationaltitle.com
FAQS
There are two types of title insurance and both are designed to protect against losses arising through defects in title to real estate. The title insurance company agrees to provide the policy holder a legal defense if a claim against clear title arises.
- Owner’s title insurance protects purchasers of real estate against title defects that may exist against the property.
- Lender’s, or mortgagee’s, title insurance insures the lender as to the priority of its mortgage lien, protecting against other mortgages, liens, or judgments recorded prior to their mortgage.
There are a number of defects that a title insurance policy may protect against, some a matter of public record and some hidden, such as:
- False Affidavits
- Forgeries
- Improperly Indexed Documents
- Judgments
- Liens
- Missing or unknown heirs
- Unpaid taxes
- Unsatisfied mortgages
A title commitment is a precursor to a title insurance policy in that it discloses the current ownership, easements, restrictions and liens relating to a particular property or its owner, and what documents or other measures must be taken to assure a clean title.
Owner’s title insurance is never mandatory, but it would be foolhardy to purchase real estate without the protection title insurance affords. A real estate acquisition is often a family’s most significant asset. A claim against their title could render that investment worthless or severely limit use of the property.
A title insurance policy protects against documents that do not appear in the public records, such as prior deeds, liens, judgments, or documents that were missed by the title examiner. Title insurance may also protect against encroachments that do not appear on a survey of the property
A title insurance policy does not cover defects that occur after the property is purchased. Policies often exclude easements, mineral and air rights. Whenever a buyer or seller is concerned, they can always feel free to ask us for an explanation of all exceptions and how it may impact them.
Lenders will always require title insurance to protect their interest in the property. It is up to the purchaser to protect their own interests by obtaining owner’s title insurance.
Title Insurance premiums are promulgated by the State of Florida. Title insurance policies are paid in-full with a one-time fee which is part of closing costs.
Generally, local customs in the county in which the property is located determine who pays for title insurance and other closing costs, although it is negotiable between the parties in a purchase transaction. The responsibility is usually addressed in the contract for sale and purchase.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
Many buyers take advantage of the title insurance contacts their realtor or mortgage broker have cultivated. We pride ourselves in working closely with numerous real estate agents, mortgage brokers and other lenders to assure a smooth and pleasant buying or refinancing experience.
Contact us for more information regarding title insurance.
WIRE FRAUD PREVENTION WARNING: Florida National Title does not accept, nor do we require, changes to wire instructions by email or fax. ALWAYS call our office to verify any changes. PLEASE WATCH THIS VIDEO FROM THE AMERICAN LAND TITLE ASSOCIATION FOR MORE INFORMATION.
Questions about title insurance and settlements? We have a library of fun and informative videos waiting to answer many of the most common questions that home buyers and borrower have. Check out topics including the TILA/RESPA Integrated Disclosure, preparing to buy or sell your home, getting a mortgage and more. If you have questions or would like more information based on any of these videos, contact us today!
Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731