Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
Commercial Clients
Commercial real estate transactions are complicated. You deserve a title company that understands how they work. Florida National Title Services has the experience necessary to handle your commercial title needs. We work tirelessly for our commercial clients, so you can expect a fast and flawless closing when you use us. If you want to take the headache out of the closing process, we are the obvious choice.
We Handle All Commercial Closings
We have experience working on all real estate transactions and handle them all with expertise. Whether they are local real estate transactions or cross-border closings, we will dedicate the workforce necessary to complete your closing. We will move through the process quickly, regardless of their complexity. Don’t be concerned that your transaction is too complex for a local company. We have seen and experienced all types of transactions, and are ready to help you close the deal.
Are You Buying a Commercial Property?
It is our job to ensure your commercial real estate closing moves forward without any issues. Reaching the closing stage and learning the property still has a lien or that the property owner is not permitted to sell is not something you want to experience. We conduct extensive research before you ever make it to the closing which allows us to ensure that the title is free and clear, so that the transaction can go through.
Our extensive research might include helping the seller take care of the liens before the closing happens. We will keep you in the loop every step of the way, so you know what to expect. There aren’t any surprises when you work with us.
Are You Selling a Commercial Property?
Selling a commercial property can be stressful. There is so much paperwork involved, and the tile may have liens that need to be cleared up. Whether you are new to the process, or you’ve sold a million properties, the details can be overwhelming. We handle those details for you, so you can sit back and relax. We will help you work through the paperwork, clear liens, and more. Then, you can move into closing without fear.
We Are Ready to Help
Whether you are buying or selling a commercial property, we are ready to help. Contact Florida National Title Services so you can move forward with your closing. Commercial transactions are complex, so choose a company who understands the process. This way, you will make it through the process quickly and easily.
Quick Contact
Learn more about our services. Call or complete the form below and we will reply within 24 hours and often the same day.
Experience
We have the resources, knowledge, and experience to close our most important transaction – yours – in a timely and hassle free manner. We want all of our clients to have a pleasant home-buying, selling or refinancing experience.
Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
FAQS
There are two types of title insurance and both are designed to protect against losses arising through defects in title to real estate. The title insurance company agrees to provide the policy holder a legal defense if a claim against clear title arises.
- Owner’s title insurance protects purchasers of real estate against title defects that may exist against the property.
- Lender’s, or mortgagee’s, title insurance insures the lender as to the priority of its mortgage lien, protecting against other mortgages, liens, or judgments recorded prior to their mortgage.
There are a number of defects that a title insurance policy may protect against, some a matter of public record and some hidden, such as:
- False Affidavits
- Forgeries
- Improperly Indexed Documents
- Judgments
- Liens
- Missing or unknown heirs
- Unpaid taxes
- Unsatisfied mortgages
A title commitment is a precursor to a title insurance policy in that it discloses the current ownership, easements, restrictions and liens relating to a particular property or its owner, and what documents or other measures must be taken to assure a clean title.
Owner’s title insurance is never mandatory, but it would be foolhardy to purchase real estate without the protection title insurance affords. A real estate acquisition is often a family’s most significant asset. A claim against their title could render that investment worthless or severely limit use of the property.
A title insurance policy protects against documents that do not appear in the public records, such as prior deeds, liens, judgments, or documents that were missed by the title examiner. Title insurance may also protect against encroachments that do not appear on a survey of the property
A title insurance policy does not cover defects that occur after the property is purchased. Policies often exclude easements, mineral and air rights. Whenever a buyer or seller is concerned, they can always feel free to ask us for an explanation of all exceptions and how it may impact them.
Lenders will always require title insurance to protect their interest in the property. It is up to the purchaser to protect their own interests by obtaining owner’s title insurance.
Title Insurance premiums are promulgated by the State of Florida. Title insurance policies are paid in-full with a one-time fee which is part of closing costs.
Generally, local customs in the county in which the property is located determine who pays for title insurance and other closing costs, although it is negotiable between the parties in a purchase transaction. The responsibility is usually addressed in the contract for sale and purchase.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
Many buyers take advantage of the title insurance contacts their realtor or mortgage broker have cultivated. We pride ourselves in working closely with numerous real estate agents, mortgage brokers and other lenders to assure a smooth and pleasant buying or refinancing experience.
Contact us for more information regarding title insurance.
WIRE FRAUD PREVENTION WARNING: Florida National Title does not accept, nor do we require, changes to wire instructions by email or fax. ALWAYS call our office to verify any changes. PLEASE WATCH THIS VIDEO FROM THE AMERICAN LAND TITLE ASSOCIATION FOR MORE INFORMATION.
Questions about title insurance and settlements? We have a library of fun and informative videos waiting to answer many of the most common questions that home buyers and borrower have. Check out topics including the TILA/RESPA Integrated Disclosure, preparing to buy or sell your home, getting a mortgage and more. If you have questions or would like more information based on any of these videos, contact us today!
