Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
Real Estate Professionals
When you use Florida National Title Services, we don’t see you as a client. We see you as a partner and work hard to exceed your expectations. We know how annoying delayed closings are so we do everything in our power to move the process along as quickly as possible which translates to faster payouts and fewer headaches when you use Florida National Title Services. With benefits such as these, it’s no wonder so many real estate professionals choose us to handle their transactions.
We Are the Title Experts
We are the title experts and are equipped to handle any title problem that may arise. We have years of experience addressing all sorts of title issues which enables us to move the process along quickly. We don’t have to hunt down solutions or retain a third party to deal with issues. Alternatively, we can handle them in-house, lessening the likelihood of a delay.
As your partner in the process, we are available to communicate at any time. We respond to your concerns and answer your questions promptly. Remember, we are title experts, and we are always eager to share our knowledge. Never be afraid to ask questions or inquire about a specific policy, regulation, or guideline. We are here for you every step of the way because that is what good partners do.
Check Out Our Title Tools
We assist Realtors with much. We offer various resources to help your clients plan for closing. For example, our free title calculator calculates costs for your clients, so they can prepare for the process and understand what to expect. Well-informed clients are less likely to cause delays, so these tools lead to faster payouts for real estate professionals. multiple property types, ranging from basic residential transactions to complicated commercial ones. We also handle short sales, multi-unit closings, and all other types of transactions making us an excellent resource for your clients. We look forward to working with you in a variety of capacities.
We’re More Than a Title Company
We aren’t just another title company. We are your partner in all of your real estate transactions. We understand you expect and need the process to be effortless so you can get paid quickly, and we can help. Choose us as your title company and have peace of mind with every transaction.
Quick Contact
Learn more about our services. Call or complete the form below and we will reply within 24 hours and often the same day.
Experience
We have the resources, knowledge, and experience to close our most important transaction – yours – in a timely and hassle free manner. We want all of our clients to have a pleasant home-buying, selling or refinancing experience.
Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
FAQS
There are two types of title insurance and both are designed to protect against losses arising through defects in title to real estate. The title insurance company agrees to provide the policy holder a legal defense if a claim against clear title arises.
- Owner’s title insurance protects purchasers of real estate against title defects that may exist against the property.
- Lender’s, or mortgagee’s, title insurance insures the lender as to the priority of its mortgage lien, protecting against other mortgages, liens, or judgments recorded prior to their mortgage.
There are a number of defects that a title insurance policy may protect against, some a matter of public record and some hidden, such as:
- False Affidavits
- Forgeries
- Improperly Indexed Documents
- Judgments
- Liens
- Missing or unknown heirs
- Unpaid taxes
- Unsatisfied mortgages
A title commitment is a precursor to a title insurance policy in that it discloses the current ownership, easements, restrictions and liens relating to a particular property or its owner, and what documents or other measures must be taken to assure a clean title.
Owner’s title insurance is never mandatory, but it would be foolhardy to purchase real estate without the protection title insurance affords. A real estate acquisition is often a family’s most significant asset. A claim against their title could render that investment worthless or severely limit use of the property.
A title insurance policy protects against documents that do not appear in the public records, such as prior deeds, liens, judgments, or documents that were missed by the title examiner. Title insurance may also protect against encroachments that do not appear on a survey of the property
A title insurance policy does not cover defects that occur after the property is purchased. Policies often exclude easements, mineral and air rights. Whenever a buyer or seller is concerned, they can always feel free to ask us for an explanation of all exceptions and how it may impact them.
Lenders will always require title insurance to protect their interest in the property. It is up to the purchaser to protect their own interests by obtaining owner’s title insurance.
Title Insurance premiums are promulgated by the State of Florida. Title insurance policies are paid in-full with a one-time fee which is part of closing costs.
Generally, local customs in the county in which the property is located determine who pays for title insurance and other closing costs, although it is negotiable between the parties in a purchase transaction. The responsibility is usually addressed in the contract for sale and purchase.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
Many buyers take advantage of the title insurance contacts their realtor or mortgage broker have cultivated. We pride ourselves in working closely with numerous real estate agents, mortgage brokers and other lenders to assure a smooth and pleasant buying or refinancing experience.
Contact us for more information regarding title insurance.
WIRE FRAUD PREVENTION WARNING: Florida National Title does not accept, nor do we require, changes to wire instructions by email or fax. ALWAYS call our office to verify any changes. PLEASE WATCH THIS VIDEO FROM THE AMERICAN LAND TITLE ASSOCIATION FOR MORE INFORMATION.
Questions about title insurance and settlements? We have a library of fun and informative videos waiting to answer many of the most common questions that home buyers and borrower have. Check out topics including the TILA/RESPA Integrated Disclosure, preparing to buy or sell your home, getting a mortgage and more. If you have questions or would like more information based on any of these videos, contact us today!
