Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
Lenders
Whether you have found the perfect home to buy or are ready to sell your existing house, Florida National Title Services can help. With years of experience and the ability to streamline the process, we make buying and selling a home safe, simple, and secure for Florida residents. We provide a stress-free experience and will help you close the deal quickly.
Careful Review of Documents
The process begins by reviewing all the instructions you provide to us. We go over everything with a fine-toothed comb, ensuring we do not miss anything. Then, we create documentation based on your specific instructions. We make sure all documents are adequately compliant before sending them off. We are the company you can trust when it comes to title documentation, even if the transaction is complicated.
Fast and Efficient
As a lender, you have two things on your mind. You want us to execute the documentation quickly, and you don’t want us to make any mistakes. We accomplish both by utilizing the latest technology to simplify and speed up the process so that you will get the final documents quickly. In fact, we can upload the final contract to a portal, so you can access it immediately without waiting for it to arrive at your office. The paperless process is becoming increasingly popular, and you will enjoy the easy access it provides.
A Member of Your Team
We don’t think of ourselves as merely a title company. We think of ourselves as a member of your team. As a member, we are here to answer any questions you may have along the way. We understand the stresses you face during the title process, and we strive to make it as easy for you as possible. Don’t hesitate to contact us with any questions since our knowledgeable team is available with the answers.
Let’s Get Started
Florida National Title Services is the right choice for your needs. We make the process effortless, so you never have to worry about compliance with us. If you want a team you can count on, we are the company for you. Contact us today so we can start working on your next closing. You will quickly realize that we are the best option for all your closing needs, both today and in the future.
Quick Contact
Learn more about our services. Call or complete the form below and we will reply within 24 hours and often the same day.
Experience
We have the resources, knowledge, and experience to close our most important transaction – yours – in a timely and hassle free manner. We want all of our clients to have a pleasant home-buying, selling or refinancing experience.
Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
FAQS
There are two types of title insurance and both are designed to protect against losses arising through defects in title to real estate. The title insurance company agrees to provide the policy holder a legal defense if a claim against clear title arises.
- Owner’s title insurance protects purchasers of real estate against title defects that may exist against the property.
- Lender’s, or mortgagee’s, title insurance insures the lender as to the priority of its mortgage lien, protecting against other mortgages, liens, or judgments recorded prior to their mortgage.
There are a number of defects that a title insurance policy may protect against, some a matter of public record and some hidden, such as:
- False Affidavits
- Forgeries
- Improperly Indexed Documents
- Judgments
- Liens
- Missing or unknown heirs
- Unpaid taxes
- Unsatisfied mortgages
A title commitment is a precursor to a title insurance policy in that it discloses the current ownership, easements, restrictions and liens relating to a particular property or its owner, and what documents or other measures must be taken to assure a clean title.
Owner’s title insurance is never mandatory, but it would be foolhardy to purchase real estate without the protection title insurance affords. A real estate acquisition is often a family’s most significant asset. A claim against their title could render that investment worthless or severely limit use of the property.
A title insurance policy protects against documents that do not appear in the public records, such as prior deeds, liens, judgments, or documents that were missed by the title examiner. Title insurance may also protect against encroachments that do not appear on a survey of the property
A title insurance policy does not cover defects that occur after the property is purchased. Policies often exclude easements, mineral and air rights. Whenever a buyer or seller is concerned, they can always feel free to ask us for an explanation of all exceptions and how it may impact them.
Lenders will always require title insurance to protect their interest in the property. It is up to the purchaser to protect their own interests by obtaining owner’s title insurance.
Title Insurance premiums are promulgated by the State of Florida. Title insurance policies are paid in-full with a one-time fee which is part of closing costs.
Generally, local customs in the county in which the property is located determine who pays for title insurance and other closing costs, although it is negotiable between the parties in a purchase transaction. The responsibility is usually addressed in the contract for sale and purchase.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
Many buyers take advantage of the title insurance contacts their realtor or mortgage broker have cultivated. We pride ourselves in working closely with numerous real estate agents, mortgage brokers and other lenders to assure a smooth and pleasant buying or refinancing experience.
Contact us for more information regarding title insurance.
WIRE FRAUD PREVENTION WARNING: Florida National Title does not accept, nor do we require, changes to wire instructions by email or fax. ALWAYS call our office to verify any changes. PLEASE WATCH THIS VIDEO FROM THE AMERICAN LAND TITLE ASSOCIATION FOR MORE INFORMATION.
Questions about title insurance and settlements? We have a library of fun and informative videos waiting to answer many of the most common questions that home buyers and borrower have. Check out topics including the TILA/RESPA Integrated Disclosure, preparing to buy or sell your home, getting a mortgage and more. If you have questions or would like more information based on any of these videos, contact us today!
